Most of the MDW insurance policies are pretty basic. Employers are often surprised they don't include things like routine medical care. They are meant to cover big expenses, such as hospitalizations and surgeries. However, they do have some preferred rates at clinics, so our advice is to maximize your investment in MDW insurance by utilizing their new apps to find discounted rates.
With Income, for example, they are offering the medipass app to help you get preferred rates. FWD insurance offers a similar app to their subscribers. You'll need to download the app from your phone's app store. With Income, you'll have received a link in your policy that will enable you to set up your login. Once you are logged in, you can view the discounts.
Not only can you find discounts on the 6ME and medicals, you'll find cheap rates on telemedicine visits and also clinics that offer preferred rates in case your helper is sick. You can find dental clinics and TCM clinics as well.
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